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PROFESSIONALISM SINCE 1950

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WHEN IS A LOAN NOT A LOAN? UNDERSTANDING INFORMAL LENDING IN FAMILY CONTEXTS

In a recent case handled by our firm, Phoebus, Christos Clerides & Associates LLC, we successfully defended a claim involving an alleged personal loan between two individuals who shared a close familial bond. While the transfer of funds was not disputed, the core legal question was whether the money constituted a repayable loan — or a non-repayable gift.

Jun. 20, 2025
Publications

CYPRUS SUPREME COURT REAFFIRMS MORTGAGE AUTONOMY AND REJECTS VAGUENESS CLAIMS

In a unanimous judgment given on the 12th of June 2025, the Supreme Court of Cyprus reaffirmed that a mortgage creates an autonomous primary obligation, independent of the lender’s ability to prove a debt against the mortgagor personally.

Jun. 18, 2025
Publications

THE LIMITS OF CONTRACTUAL BREACH: WHY PLEADING DAMAGES IS ESSENTIAL IN CYPRUS

In contractual disputes, there is often a misconception that the mere breach of a contract automatically gives rise to a right for compensation. This is not the case under Cypriot law. A party alleging breach must do more than prove the other side failed to fulfil their obligations. They must also clearly prove the damages suffered and properly plead these damages in their court filings. Failing to do so can render an otherwise valid claim legally ineffective.

Jun. 18, 2025
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